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View Full Version : International vacation home owners have huge impact on local economy


Allan Oakley
03-24-2006, 02:23 AM
This article was written by Lisa McDuffie,communications manager of the Orlando
Regional Realtor® Association. November,2005

INTERNATIONAL HOMEBUYERS ARE MAKING A HUGE IMPACT ON
THE REGION’S ECONOMY.
HOMEBUYERS FROM COUNTRIES around the world are buying U.S. homes, contributing to our nation’s housing boom. And, many are landing in Central Florida, according to a new study by the National Association of Realtors®.The 2005 Profile of International Homebuyers
in Florida shows that 23 percent of all international homebuyers who bought residential
property in Florida (15 percent of all Florida homebuyers) did so in the Orlando area. These
buyers contributed an estimated $1.86 billion to the area’s economy. And their economic contributions don’t stop with the purchase of a home.” When international homebuyers purchase
residential property, they add a significant need for housing, given the population influx,”
explains Ken H. Johnson, Ph.D., faculty director of the Jerome Bain Real Estate Institute at Florida International University. “This pool of available buyers works to stimulate the supply of homes and also helps to stabilize the pricing of both residential and commercial properties at their present levels. In other words, the demand caused by international buyers helps protect Orlando’s real estate values from a decline.”
SECOND HOMES
International buyers contribute to Orlando’s tourism-driven economy. More than 38 percent
of foreign buyers purchase their properties as vacation homes, and another 37 percent purchase
their properties as rental property for investment. “Those vacationers contribute in the usual
manner to Orlando’s local businesses by visiting the theme parks and patronizing restaurants and
shops,” says Johnson. “In addition, international buyers must purchase the goods and services
required to furnish and maintain their homes.”
WHY RELOCATE TO CENTRAL FLORIDA?
According to the most recent information from the U.S. Census Bureau, Florida is the
fastest-growing state in the country. U.S. residents have been relocating here for
various reasons — vacation, retirement and change of lifestyle. Foreign homebuyers are
following those U.S. residents. Nearly a third chose the Central Florida regions of Orlando and
Tampa-St. Petersburg. While Florida’s international homebuyers came from more than 100
countries in all areas of the world, the majority of all home purchases by foreign buyers in
Florida, 58 percent, were made by Europeans. More than half of the buyers from Europe were based in the United Kingdom. In fact, the United Kingdom was the No. 1 country of origin for foreign homebuyers, accounting for one-third of all international purchasers. Eastern European countries, which include Russia and the former Soviet Republics, currently account for 3 percent of international homebuyers.
British homebuyers strongly favor purchasing in the Orlando area. Almost half of buyers from
the United Kingdom purchased properties in Orlando and the vicinity. The next-most-popular
choice was Naples-Fort Myers, followed by Tampa-St. Petersburg.
THEY SPEND MONEY
The majority of foreign homebuyers bought a single-family detached house or a town house
that cost between $140,000 and $400,000. The median price paid for a home was $299,000. By
comparison, the average median price paid for an Orlando area home by U.S. residents ( May 2004 and May 2005 the months the study looked at) was $190,000,
This data according to the Orlando Regional Realtor® Association..
ON LOCATION
More than half of international homebuyers financed their Florida home purchase with a mortgage, but 36 percent of them paid cash. This is significantly different from U.S. domestic homebuyers, only 8 percent of whom paid cash and 92 percent of whom financed some part of the purchase price. For all Florida homebuyers in 2004, 90 percent used a mortgage to finance the purchase of their home, and 10 percent paid cash. One possible explanation for this disparity
in the use of cash to buy a home could be that because international buyers reside outside the United States, they are looking for less risk in their U.S. home investments to ensure against
price declines. At the same time, cash purchases reduce the foreclosure risk among this group of buyers. And lower foreclosure risk, in turn, reduces the possibility of a price decline.
However you look at it, foreign buyers are contributing in spades to the Central Florida economy.

Results of the 2005 Profile of International Homebuyers in Florida were based on 986 Florida Realtors® who closed 1,844 home sales transactions to non-US. residents in the
preceding 12 months. Analysis of the results indicates that international buyers of U.S. homes
in Florida during the period May 2004 to May 2005 resided in more than 100
different countries of varied population and geographic sizes, various cultures
and located in all regions of the world. For a list of Realtors® who specialize in international real estate, visit www.OrlandoInternationalCouncil.com.
Buyers Profile:
A United Kingdom 33.3%
A Eastern Europe 3.0%
A Western Europe 21.2%
A Central America and Caribbean 8.1%
A Asia 4.0%
A Canada 7.1%
A South America 21.2%
A Other (Africa, Australia,
New Zealand) 2.0%

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~~~~~
THEY CAME. THEY SHOPPED. THEY DINED. They experienced our world-famous attractions. and they did it in record numbers. Nearly 48 million visitors arrived in Orlando in 2004, a 6.1
percent increase over 2003, setting an overall record for the number of visitors to the Orlando
area, according to the Orlando/Orange County Convention & Visitors Bureau Inc. (Orlando CVB).
In fact, one in every four domestic travelers vacationing in Florida last year visited Orlando,
which translates into business opportunities for all. Want even better news? The Orlando CVB
expects the growth in visitation to continue through at least 2008.
“Our most recent visitation forecasting model shows that we will experience steady growth,
although at a more conservative pace, through 2008,” explains Daryl Cronk, senior economist for
the Orlando CVB. The forecast for 2005 visitation shows the destination breaking the 50 million
mark for the first time.
INTERNATIONAL VISITORS ON THE RISE
The most significant growth in 2004 was in the international market, which saw a 12.4 percent
increase — its first increase since peaking in 2000. While the United Kingdom continues to be
Orlando’s top international market. Members of Orlando’s tourism industry are pleased to
see signs of improvement in the Latin American market. While the rebound in international travel
is significant, international visitors represent only 10 percent of all Central Florida visitors.
Americans still constitute the largest segment of visitors to the region. The Orlando CVB will
be rolling out a destination branding campaign in 2006. Look for ads in popular magazines
such as Oprah, Family Circle, Food & Wine, Travel + Leisure, Golf Magazine, Family Fun
and many more. The Orlando CVB is focusing its 2006 international
marketing strategy to capitalize on the potential being shown in select markets. With
integrated marketing programs in the United Kingdom/Ireland and Canada, the Orlando CVB
is hoping to expand visitation from those key markets. Your company can piggyback on these
efforts to get the maximum mileage out of your marketing dollar. “We will be [using] travel trade communications, promotions and publicity to generate visibility for Orlando in markets such as Brazil, Colombia, France, Germany, Italy, Japan, Mexico and Spain,” explains Jose Estorino, the Orlando CVB’s senior vice president of marketing.

Sharon
03-27-2006, 04:15 AM
Hi Alan

Thanks for sharing this with us

I heard recently that someone from the visitors centre went to the UK to try to drum up more Brits to invest in the USA

Hope he had a word with the Consulate to rubber stamp E visa approvals

Kitty
03-29-2006, 08:18 PM
It all sounds very optimistic, I am worrid that with so many homes built already and they keep building, will there be enough water to go round and enough visitors to be able to fill them all? Anyone guess when the crash will come?
Maybe when it does the US will welcome those with money to come boost their economy after all the visitors stop coming.

JulieC
03-30-2006, 03:47 AM
I would say the answer to that is no, Kitty. I am in the business and a lot of homeowners are struggling to get bookings and pay their mortgages and bills and in Polk you can only water once a week and the grass is now starting to suffer so no they dont have enough water.

Karyn
04-01-2006, 01:45 AM
We have 1100 people moving here a day...... in 10/15 years they say that Florida will be the most densely populated state in the USA

JulieC
04-01-2006, 04:03 AM
That is residents though, Karyn, I think the vacation home market is overheated, there is too much building now especially in Polk and not enough bookings to go round at the moment. There are a hell of a lot of homes up for sale in the subdivisions and the foreclosure signs, dead grass and green pools are starting to creep in.

Kriz1
05-09-2006, 04:29 PM
I had a drive around when in FL...and everywhere is looking a bit run down...grass dead...weeds....empty homes....lots of for sale signs...I feel lucky TR is not going downhill like the rest..well not yet anyway...

JulieC
05-09-2006, 10:48 PM
The dead grass and weeds is to do with the drought here, Polk is on once a week watering as you know and we have had no rain for months, until today when there was a short storm this morning. So the grass is looking dry and parched, most will come back when the summer rains start, but I never did understand why everyone has St Augustine grass which is so susceptible to lack of water and not the hardier Bahia in holiday homes. Weeds, well weed and feed needs watering in and if the grass is dead, weeds take hold.
For sales signs, yep a lot of those Im afraid. Saw a brand new home with a for auction sign the other day, sign of the times.

Kriz1
05-10-2006, 12:09 AM
My grass was fine apart from the bug damage.....I have a feed and weed company coming out to look after it...they also killed off the bugs in the grass....everything just looks so run down....parts of Four Corners is a mess....

CapricornUK
05-20-2006, 10:17 PM
The bubble burst on the Orlando/Kissimmee villa rental market about 18 months ago, unfortunately no one bothered to tell those currently investing.

Bobby
05-21-2006, 12:06 AM
The bubble burst on the Orlando/Kissimmee villa rental market about 18 months ago, unfortunately no one bothered to tell those currently investing.

That's absolute crap. (....tough words, but true.)

I hate peole posting when they haven't got a clue about what is happening at the "coal face".

Prices are levelling as I type. Some speculators are reducing their prices which makes it look like the market is going downhill, but it is not. It is levelling to a more realistic level than what the level was late 2005, and going into 2006.

.....and just who exactly are you expecting to tell "those currently investing" that they aren't investing wisely???? It's a personal decision and always will be. I have no idea what you mean. Please explain??

The Orlando/Kissimmee villa rental market was at it's highest return rates for investments ever! last year, so your statements are complete fiction and without actual facts to back them. I don't think that you actually have any clue about the real estate market in Central Florida and should research your topic a bit more before posting.

Bobby

Kriz1
05-21-2006, 01:35 AM
People are sure selling up fast...its a sea of for sale signs...I've watched people buy and I'm watching them sale....most are getting out of the STR game finding out that its not paying the bills....I've always said...if you can't afford to have the place stand empty.....don't buy..!

I was shocked at the state of some of the places around four corners....if I'd turned up for a holiday in a few places I would of not been pleased with the way the area looked....

JulieC
05-21-2006, 05:08 AM
I am on a lot of subdivisions on highway 27 daily and there are a lot of people selling up and one or two foreclosures or auction sales creeping in. The prices are still staying high but the homes arent selling easily at that, they are sticking. Afraid that is my opinion and you cant get any nearer the coalface.. Bobby. Bubble may not have burst yet but it is stretched fit to pop.

Hi to Capricornuk, would it be my old mate Dave? If so are you still in the UK or did you make it over here then?

Bobby
05-21-2006, 11:09 AM
Being in the area and seeing for sale signs multiply quickly is a sure sign that the market is changing, which is what I said.

I would take being at the "coal face" as having a profession within the real estate industry, and being in a position to offer factual details about the market. If you are in the industry Julie, that's great, because you'll know what I mean.

My point was that it has not been dead for 18 months as stated by CapricornUK.

A down turn began in January this year as those who bought on a whim and thought they couldn't lose are finding that it's not so easy to carry the mortgage, with rentals harder to come by than what they were promised.

The market is now being flooded with homes from those speculators who tried to make a quick buck and "missed the boat" by buying at the peak last year.

Median home values for the Orlando area doubled in a 3 year period, and any recent drops in prices is a necessary "correction" in the market. I've never been keen on the use of the bubble bursting analogy. I'd like to think of it as market "trends" which will (as proven by history), offer peaks and troughs.

If you'd bought a resale rental home 18 months ago, and rented it for only 6 months, then sold it, you would still have returned a healthy profit.

Last year, up until August/September, you couldn't buy a house. There were 5 or 6 buyers chasing each house and with multiple offers on the table, it was certainly a sellers market.

All good things must come to an end though. Some will win, some will lose, depending on their timing of entry into the market, and their reason for purchase.

Anyone buying a vacation home for the long haul, who did their homework, shouldn't be too concerned over this market change as it should have no bearing on their long term plan either way.

Bobby

mandybenn
05-21-2006, 11:15 AM
Hi :)

On a positive note!!

We bought at Rolling Hills 2 yrs and 11 months ago (to be exact) and I agree with Kriz1 you need to be able to cope with an empty home financially.

We bought, knowing that we must be able to afford the mortgage (which is approx £600 max) without bookings. With the bookings we get, we use the money to pay for our taxes and our holidays. From day one the bookings have paid for all our taxes and HOA fees and 3 holidays per year for our family of 4. If we didn't get bookings we couldn't have a holiday (that was my mentality).

Our Management looks after bookings in the USA and that covers cleaning, maintenance, utilities and his fees.

I have only ever advertised in the Yorkshire Post from New years day once per week for 10 weeks (approx £500) and then I am on the VRBO website.

If I could afford it I would buy a second property. Not only is it paying for it's up keep and our holidays, it is also providing us with a good pension and inheritance for our children. Any of you who are still in the 'sunny' U.K are aware of the lack of performing pensions. Our property in Florida has increased in value by at least £50k and although we may have bought at the 'right time' I cannot see anyone losing out if they are sensible and realistic about the rental income.

Rental income doesn't make you a millionaire over night but it is a sound investment in respect of property always maintaining it's value (if looked after).

I think the Property Management side must be difficult with so many out there and all fighting for bookings to make Home Owners happy. My Management guy gets frustrated by Owners who expect 52 weeks of bookings per year when realistically 26 weeks is probably more accurate.

I'm not sure if you have heard of the push to buy property abroad in the U.K with shows like 'A Place in the Sun' ( a popular programme on T.V). Apparently some Companies are promising investors big bucks on the rental side and others are having problems with new builds being sold and years of constuction preventing bookings. This could have an impact on people selling before they go bust!! I was also surprised to hear how many people buy without even seeing the property or location. My bookings are often by word of mouth due to it's location, the british struggle with the driving in Florida and we are only literally 2 mins from Disney.

I have found our Property investment the most stress free investment I have made from the day we began our journey of researching finance and finding a property to the day to day management. Maybe research is the key!! you have to do your homework!

So far I have bookings for all UK school / Bank holidays in 2006 and most of 2007. I have even bookings for 2008.

Good Luck to anyone who is doing the same thing or thinking of buying to rent.

Mandyx

CapricornUK
05-21-2006, 11:36 AM
Hi Julie yes it's me Dave.

Well BOBBY who mentioned the real estate market. I certainly didn't. I have been involved in the VILLA RENTAL business since 1989 and am fully aware of property trends in central Florida, however I am also very well aware that these poor suckers who are buying homes on the understanding that they will be getting upwards of 30 weeks booked a year are being lead down a path which will almost certainly end in financial ruin for many of them.

So, put your money where your mouth is and for the rest of this year, ask every vacation home buyer if they could still afford the property if they only got a handful of bookings. Then only sell to those who honestly said yes.

Then we'll see who's talking crap.

Bobby
05-21-2006, 01:51 PM
Dave,

Thanks for the response, and let me say that I mean nothing sinister towards you or anyone else individually on here when my posts appear that way. I suppose I am targetting the scenario rather than the inidividual.

In response to your point about suckers being sold properties with the idea of guranteed incomes or x number of weeks of bookings. This has been going on long before you and I arrived, and will go on long after we are gone.

It always come down to the same thing: buyers have to do their own homework.

I don't condone the following statement, but see evidence of it every day - a fool and his money are easily parted.

Just for the record, I am not a Realtor, so I wouldn't be in a position to sell the dream to vacation home buyers, or lead them down the path!

Regards,

Bobby

Kriz1
05-21-2006, 02:49 PM
I can tell you the month it started to become a bad idea to buy a STR home....it was June 03....we paid $157k for our place in May...that was closing costs and upgrades etc.....a lot of place were selling for a $100k more even then...by the end of June lots that had been on the market 4 years had all gone...I'd been looking for a second home in FL for 3 years....I saw house prices jump from $120k the begining of 03 and so it was now or never....I watch a KB home we looked at go from $120k to $369k over night....
I could see the fall in prices coming last Oct...so I made sure I really wanted to keep my home....which I do....and now homes that were going at $425k last Oct....are going for $369 now....selling well still where we live I'm glad to say....
I live in another holiday place....I watch house prices here rise and fall because of a hot summer or a bad winter....the problem with the Orando area is too many homes for sale that were never lived in....there are just not enough locals with money to buy until the price fall a bit more...

Bobby
05-21-2006, 03:04 PM
I don't regard the prices "falling" as such. Merely correcting themselves from being over priced in the first place.

You are right, there aren't enough locals to buy these homes that have never been lived in, but they were never intended for locals in the first place, so I wouldn't grasp too tightly to that idea.

These homes are built and marketed to out of state and overseas investors, and I am quite sure that Central Florida will remain in the top 5 real estate investment areas in the US for many years to come.

Bobby

Kriz1
05-21-2006, 03:05 PM
, however I am also very well aware that these poor suckers who are buying homes on the understanding that they will be getting upwards of 30 weeks booked a year are being lead down a path which will almost certainly end in financial ruin for many of them.

.

A friend of mine is one of those people ...she was told not to listen to me because I would try to put her off because I already have a home in FL...thing is I don't rent...but she listened to this guy....I could of got her a nice house off a friend of mine....$50k cheaper and twice the size...but she would not even talk to me for a while....when she walked into my place you could tell he'd only shown her the one type of home....they had not idea what they were doing....and they would not go to any of the villa rental sites I give them to look at because this guy said people would only tell them a pack of lies to stop them buying....:eek:

Kriz1
05-21-2006, 03:17 PM
You are right, there aren't enough locals to buy these homes that have never been lived in, but they were never intended for locals in the first place, so I wouldn't grasp too tightly to that idea.


Bobby

My place was built for locals to live in and STR....and its mostly locals buying now...we are losing STR homes at every sale..when we were looking... a lot of the places on Four Corners were being sold as full time homes...not holiday homes....Resorts are a different matter....locals look for low HOA costs...you're not going to get that on a Resort even if it is open for locals to live in full time...

CapricornUK
05-21-2006, 04:28 PM
Hi :)
So far I have bookings for all UK school / Bank holidays in 2006 and most of 2007. I have even bookings for 2008.

Good Luck to anyone who is doing the same thing or thinking of buying to rent.

Mandyx

Unfortunately Mandy, you are the exception rather than the rule. Many people fall in love with Florida and are told that they can rent a home out for £500 a week for 30 weeks a year and make shed loads of money as well as paying off all their bills.

In reality, it is hard work renting out a vacation home and requires a good slice of luck as well as a good business mind.

When I bought my home I was told the same rubbish about only needing to find 15 people to book a holiday each year and I'd be wealthy beyond my wildest dreams. My reply at the time was. If it's such a good deal, why are you telling me why don't you do it yourself. I was very fortunate, I did not need rental income to make it pay it's way.

Over the last 5 years, nearly all of my regular guests have bought their own vacation homes. most are now financially ruined.

Bobby
05-21-2006, 06:14 PM
It's definitely bottom of my list if anyone asks me to advise them on investing in Florida real estate. The figures just don't add up.

Granted some people have made some money, and mostly from equity and not income from renting.

It's a difficult business to be in. Heart breaking for some families. I wish people would open their eyes, and really take their time to find out why it all seems like a real no brainer. Too good to be true, and it normally is.

Bobby

CapricornUK
05-21-2006, 10:40 PM
It's definitely bottom of my list if anyone asks me to advise them on investing in Florida real estate. The figures just don't add up.

Granted some people have made some money, and mostly from equity and not income from renting.

It's a difficult business to be in. Heart breaking for some families. I wish people would open their eyes, and really take their time to find out why it all seems like a real no brainer. Too good to be true, and it normally is.

Bobby

Sorry to make an obvious assumption, but aren't you the same Booby who reckons that I'm talking crap and that you are at the "coal face".

You seem to have contradicted everything in your previous posting about how great you think the real estate industy is.

Bobby
05-22-2006, 07:51 AM
I don't think that you've followed the thread properly Dave. ...and looks like you've misinterpreted my post altogether.
(The name's Bobby incidentally, but we'll take that as a clerical error for now)

The previous post to mine was about the merits of buying Short Term Rental. Nothing to do with my opinions on the real estate market.

So please read over it again and apply my comments to the fact that I wouldn't recommend STR to anyone.

Thank you,

..... and please. I don't come on here for banter etc. I'm trying to be helpful to folks, as well as learn from others. I still think your 18 months timespan quoted is absolute crap. I did not at any time say that you were talking crap. Please understand the difference, and perhaps we can be nice to each other. I already explained that there's nothing personal meant in my post, but you seem to be taking it that way.

Bobby

chris
06-13-2006, 06:08 PM
Let me say first of all that the original thread was posted by someone in the STR industry, so they would say that it's all sweetness in the garden as they don't want to rock their boat. That same poster I will always remember posted a letter in the Orlando Sentinel prior to the impact fees going up, aggressively advocating that the fees should be high and the foreign investors were loaded with money and could easily pay it.
On the subject of property values on the decline especially in the major growth area - the 27, I would wholeheartedly agree that for far too long greedy realtors and builders have been miselling to the forign investors. I take Bobby's point about doing research, but in many cases, it's the old timeshare type of sell - get them here on short trips, show them only what you want them to see and then sign them up before they leave. The 27 has been a bubble waiting to burst for a good while. The problem I foresee for that area, and I used to live on the 54, is that the infrastructure has not caught up with the prolific pace of house construction. For the vacationer, that's not an issue, but it is for the permanent resident. That's one of the reasons I see the resales in that area are not going too well, coupled with the fact that many of the homes around there are designed and built for STR not permanent occupancy, by way of plot size, etc. It's also fair to say that generally house prices are cooling and that is a factor in the pudding mix, but you cannot get away from the fact that, sadly many foreign investors, mainly Brits will get burned by the greed that comes from some quarters in this community. Finally as a comment to Bobby, I would say that if you tell someone they are talking 'c..p', then expect them to get a bit ticked and umpty with you. This site say please post your remarks in english and by that I would expect good english not bad. How we speak outside this forum should have no bearing on how we should communicate within it. Use nicer terms and people will be nicer back.
Chris

Kriz1
06-13-2006, 06:29 PM
I know what you mean about not being built for people to live in full time..I would not of got my house in FL had I had young kids..their bedrooms are too far from mine..my kids are grown so it was not problem and better for us having them the other side of the house...now its my grandson being so far away I worry about..our builder had a different plan for our house for full time people which took away that problem..its only a small one for us because our grandson will only be visiting..apart from that..most people around us are full timers now...so it can't be a problem for that many Americans...I find everything I need on 27 only a short drive away apart from white goods..I live on an Island full time andWalmart is miles away..you get used to having nothing nearby...I don't think its a problem for most Americans...if it were..no-one would live in our small town..