Truck Insurance

[lorraine]

Hey Hi everyone just another frustrating day in sunny florida. We want to buy a truck for our business as we are hiring one nearly on a daily basis. We have found the truck and all that is sorted. INSURANCE what a night mare we phoned progressive who our car insurance is with and they quoted us 11000 yes eleven thousand and they would insure our staff 21 upwards but not myself or husband as we have not been driving for 3 years in Florida :( amazing we been driving before the lad that works for us was born. We have been phoning around and getting same response from everyone. HELP does anyone else have there own truck and not been driving here for 3 years and got insurance. Oh and the quotes went from eleven thousand with progressive to state farm saying 1800 but again wouldnt insure us:mad: I look forward to hearing from some one who knows of a company. Thanks Kind regards Lorraine

[DEE F]

Oh Lorraine, I wish I knew how to answer this for you, but I am stumped, we had a problem at first with insurance 3 years ago, it cost us an arm and a leg, that was with progressive, after getting our SS numbers we then switched to State Farm, and our insurance was halved!!!!! We deal with a guy called Tim Tran at their office in Champions Gate, here is his phone number, please try them again he is really helpful and a lovely bloke,407 390 7275 or 866 390 7275, hope this helps:(

You have nothing to lose I would have thought, please let me know how you get on, btw are you on a UK license or a Florida one, cos this doeas make a difference, if you want to mention our name please feel free:(

Good Luck


Dee xx

[Bobby]

, it cost us an arm and a leg,
Dee xx

How do you manage to drive?

Do you have a specially adapted vehicle now?

Surely the costs of a handicapped pass etc. is more of a burden than the initial cost of the higher insurance. ???

;)

Bobby
________________________________________
I am still not a lawyer, but I've slept with a lawyer & his wife.
Does that count?

[Jax]

Hi
We use Nationwide for our cars and they also cover our employees to drive them.

[DEE F]

Bobby, I am beginning to love you more every day, you brighten up my otherwise dull existence lol, must ask you tho Bobby,"did your mother want a lad when she was having you":) :)


Seriously tho Bobby keep up the good work of making me smile;)


Dee xxx

[lorraine]

Hi Dee we have progressive on the cars and they half the price of state farm. We do have florida drivers licence which we have had 1 and half years. I have spoken with state farm re the new truck and at the moment they speaking with underwriters but dont hold out much hope. Thanks Jax we have spoken with Nationwide also. And hey booby oh sorry bobby was that you on the internet then the other night with the lawyer and wife????? Oh no just remebered coulnt have been they looked like they were all working very hard and as you have already said you only work 3 days a week lol

[DEE F]

Good luck Lorraine I am sure someone will come up with something for you, even if its only Bobby with his cute remarks lol

Dee xxx

[chris]

Lorraine,
Wer'e with Encompass who cover us for business and personal on a GMC Safai minivan which is classed as a truck. Along with a soft top we have, we pay about $1600.00 per year. We like them cos they issue 12 month policies and we get free breakdown cover as well.
You might also try a company called www.responseinsurance.com. You will see it is none other than Direct Line from Britain who are now doing business in the US. Someone on another forum said they'd saved 48% over their Progressive policy. Give em a click

[lorraine]

Hi Chris thankyou I shall try them both. Fingers crossed. Kind regards Lorraine

[reecey]

Hi Lorrainne

we are with progressive and each truck was $8000 for the 1st 6 months and when weve just renewed it is now $5000 per truck, we are told it should be $4000 at next renewal which is the same as we were paying in UK
hope this helps
Julie x

[Susie]

Have you tried All state? or the little lizard company ? cannot spell Gi-co sorry

[lorraine]

Hi thanks Julie and Sue yes tried all state they wont insure us as we not had florida driving licence for 3 years. We tried geico and they not interested. Progressive only one at the moment that will take us they started at 11000 but if we take one of our staff off (who is the truck driver by the way) he is 24 they will then do it for 3800. This looks like the only one that will do it so we can drive it. Tried the little red phone they dont do commercial, but thanks anyway chris. I shall keep at it. Oh and why I on does anyone know of a Temp agency??? We need workers at short notice for delivery and also setting up furniture. I dont know if it the same here as UK you call a temping agency and they supply the staff. Thanks kind regards Lorraine

[Bobby]

It's locally known as "rent a drunk" ...so be careful.

I'm being very serious here. There's sooooo much work around that anyone who could legally or safely be employed is already in a job, so you are basically getting the absolute "bottom of the barrel" !!

Able Body is a staffing agency not far from your store that could help. There are a few in the same area close by, and some dodgy check cashing places surrounding them because none of these people have bank accounts. It's a bizarre existence, ...but hey, if you need 'em , then use 'em.

Good Luck,

Bobby
__________________________________________________
I'm still not a lawyer, and my wife wants to know why not.

[lorraine]

What a joke hey come to America set business up get really good contracts so you have loads work then try to get staff ha ha ha no bu**er wants to work or turns up. Get this one one staff member didnt turn up twice he has 6 kids, when he eventually did turn up he said oh I FORGOT mmmmmmm forgot to work and feed my family. But hey just remeberd Bobby available he only working 3 days a week.

We doing training for lawyers you start at the bottom loading trucks and work your way up!!!! :)

[Bobby]

C'mon Lorraine,

You know there's not ONE British person in this town (under 70) working less than 5 days a week, sometimes more.

The only way I know it's the weekend, is because I play football on Sundays, otherwise every day just runs into the next and it's work work work.

Bobby
__________________________________________________ ______
Still haven't passed the "bar" ..but a lawyer held a door for me today.
Does that count?

[lorraine]

True so true, Marc said the only way he knows it Sunday is that the work is different clean the cars, mow the lawns, paint the house, and then sleep on the sofa all afternoon worn out and getting ready for the next week of 14 hour days plus. Welcome to the sunshine state, if you are here to set up new business you wont be seeing the sunshine at all, lol lolxx