Credit cards..

[Kriz1]

I found this very useful and interesting...

http://www.pbs.org/wgbh/pages/frontline/shows/credit/view/

[DavidL]

Agree. It took us several months out here to understand how important your credit score is,what affects it and how to improve it.

[Kriz1]

You have to keep an eye on those interest rates....I've been closing a lot of my cards down...anything over 10% goes....and the offers coming back to make us stay are amazing....but really I now know what cards I want....
I closed down 3 BofA cards and they just moved my limits over...what will I do with $50k plus...I pay them off every month now because they have never given us a lower rate...I only pay household bills with it...now if they will give us 6% like Capital one...we could buy a log cabin with it...LOL!